银行说有逾期不放贷怎么办
银行多数情况下会对贷款申请人的还款记录实审核若是发现申请人有逾期还款的情况银行也会拒绝放贷。假若您的贷款申请因逾期不被银行批准，您可以考虑以下几种办法：
1. 向银行解释起因：若是您有特殊起因引发逾期例如突发或意外支出，能够向银行解释情况。在解释时，您能够提供相关证明材料，例如医疗证明或发票等，以证明自身的情况。
2. 还清逾期款项：假若您的逾期款项金额不大，可考虑尽快还清逾期款项。这可表明您的还款能力，并加强银行对您的信任程度。
3. 寻找其他渠道：要是银行不愿意放贷，您能够尝试寻找其他渠道。例如，您可考虑向其他银行申请贷款，或是说寻求其他形式的融资例如众筹或投资等。
无论采纳何种办法，记得要保持良好的还款记录，并遵守银行的贷款合约。这将有助于提升您的信用评级并为今后的贷款申请奠定坚实的基础。
欠银行贷款无力偿还失联可不
It is not advisable to default on a bank loan and then disear. Flure to repay a loan can result in legal action and damage to your credit score, which can affect your ability to obtn loans and credit in the future. If you are unable to repay a loan, it is important to communicate with your lender and explore potential options such as restructuring the loan or negotiating a payment plan. Ignoring the situation and disearing can make it worse, and may result in additional fees and penalties. It is important to be proactive and communicate with your lender to avoid further issues.
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